Online BlackJack Real Money Casino & Blackjack Online For Money Guide and Bonuses

Real Money Blackjack Ought to Result in these Kinds of WinningsIn the past, online blackjack real money meant you had to travel to your nearest casino or take a trip to Las Vegas, Reno, Atlantic City or another popular gambling spot around the world.

The Internet changed all that by making it possible to play BlackJack online for money and others online casino games for real money from your favourite chair or desk at home. You can even play for cash on most cell phones and other mobile devices.

This page is designed to give you a complete education in the case you want to play online blackjack real money casino. The focus is on live dealer play, but the same concepts are true whether you’re playing with a real dealer or on one of the games that are run by the computer software the casino uses.

These are the subjects we’ll be covering on this page: Online BlackJack Real Money versus Free Blackjack | Best Blackjack Real Money Games | United States Players | Deposits and Withdrawals | Currency and Conversions | Bonuses | Live Dealer Real Money Play | Card Counting in Real Money Games | Conclusion | Real Money Online Blackjack Updates

Below is our list of the best real money casino, offering both live blackjack and RNG standard blackjack.

Online BlackJack Real Money Casinos Offers

Live Dealer Casinos Bonus Gaming/Info US? Play now!
Winward Casino 200% Match Bonus + 25 Free Spins Live Casino, Slots Accepts US players Play at Winward Casino!
(T&Cs Apply 18+)
Rich Casino 200% Match Bonus + 25 Free Spins Live Casino, Slots Accepts US players Play at Rich Casino!
(T&Cs Apply 18+)
21Dukes Casino 200% Match Bonus + 25 Free Spins Live Casino, Slots Accepts US players Play at 21Dukes Casino!
(T&Cs Apply 18+)
Guts Casino 100% to $100 + 25 FS Live Casino, Slots, Betting Accepts US players Play at Guts Casino!
(T&Cs Apply 18+)
Each Casino reserves the right to cancel or change promotions at any time. Please refer to each Casino’s T&Cs page for full details. New Customer Only. 18+. Please play responsibly.
Live Dealer Casinos Bonus Gaming/Info USA? Play now!
Guts Casino 100% up to $100 + 25 FS Casino, Betting (UK Friendly) Does not accept US players Play at Guts Casino!
(T&Cs Apply 18+)
Premier Live Casino 100% up to $100 Live Casino Does not accept US players Play at Premier Live Casino!
(T&Cs Apply 18+)
Energycasino offers a $1000 welcome bonus 100% up to $200 Live Casino, Slots Does not accept US players Play at Energy Casino!
(T&Cs Apply 18+)
Each Casino reserves the right to cancel or change promotions at any time. Please refer to each Casino’s T&Cs page for full details. New Customer Only. 18+. Please play responsibly.

Online BlackJack Real Money versus Free Blackjack

What Real Money Looks LikeYou won’t find many differences between the way online blackjack real money and free money blackjack are played online.

As a matter of fact most games look and play exactly the same.

Of course you’re risking real money and have the chance to win actual money at the real money tables, but you also can get a deposit or re-load bonus at some online casinos when you make a deposit. Bonuses and deposits are covered in more depth below.

The main reason we like free blackjack is it gives us the chance to practice my play without leaving the house. We can practice basic strategy and even counting cards. Even though we know we can’t get an advantage counting cards online it doesn’t mean we can’t practice for play at our local casino.

One of the important things to know as someone interested in playing blackjack online for money is that most real dealer tables won’t offer free play. If you want to play for free you’ll have to play at one of the blackjack tables run by the casino software.

The reason most live dealer casinos won’t let you play for free is because of the additional cost associated with providing live dealers. The dealers and support people have to be paid and the equipment and streaming technology have costs associated with them as well.

Any seat being used by a free money player is one less seat that could be used by a real money player. This creates a real loss of income for the casino.

On the other hand it doesn’t cost the casino much to let you play the software run version of the game for free. Online casinos offer free play on the games run by the casino software because they know if you play for free you might decide to make a real money deposit. As it doesn’t cost much to have you play for free, they stand to make a profit in the long run by getting players to try their free games.

The same can’t be said for offering free live dealer games. These cost more so they’d need to convert more players to make it profitable.

Best Blackjack Online for Money Games: Variations and Rules

Live Blackjack Being Played for Real MoneyAs in land based casinos around the world, you can find a wide variety of game variations and rules at online casinos. Some online casinos even have different blackjack games with different rules under the same brand.

Every rule is either good for the player or good for the casino.

One of the best things you can do to improve your chances to win is find games that offer the best rules for the player.

Here’s an overview of the common rules variations and which way they’re best for the player. Find games that offer as many of the favorable rules as possible, and you’ll win more often and be able to play longer on the same bankroll.

Dealer hits soft 17 – It’s better for the player if the dealer stands on a soft 17.

Can double on any two cards – This is better for the player than the games that limit your ability to double to specific totals.

Splitting pairs – The more times you can split the better for the player.

Double after split – If you can double after splitting it’s better for the player.

Surrender – If the game has surrender it’s better for the player. If it offers early surrender it’s better yet.

Numbers of decks – The fewer number of decks the better for the player.

Blackjack pays 3 to 2 – Never play on a table that offers less than 3 to 2 pay outs on a blackjack.

Basic strategy is the other big thing you can use to improve your odds at the real money blackjack tables. Always use the best basic strategy and you can lower the house edge by 2 or 3% from your normal play, depending on how poor your decision making has been in the past.

Every situation at the blackjack table has a single best option. This option either wins you the most money in the long run or loses you the least amount of money in the long run.

Anything can happen in the short term, but by using basic strategy you’re giving yourself the best chance to win over time.

Here’s an example:

When you have a pair of 8’s you always split them. In the long run you win more often by splitting than keeping them as a total of 16.

Here’s another example:

When you have a total of 15 against a dealer ace you always hit. In the long run you’ll lose money whether you hit or stand, but you lose less money by hitting than standing.

One version of live online blackjack stands out from the rest. It’s called Early Payout Blackjack, and it can only be found at a couple of live blackjack sites:

In a game with Early Payout, you don’t have to do anything but bet. The dealer plays your hand for you by following the rules of basic blackjack strategy. This gives you the best chance to win. If you don’t like the dealer’s moves, you can accept an early payout and walk away from the hand. This early payout can be worth less, or even more, than what you originally bet–it depends on what the cards look like. Sometimes the early payout is a smart move; sometimes not.

Online BlackJack Real Money and United States Players

United States blackjack players have many options to play blackjack  online for real money . One of our favourite places to play is 5 Dimes. They have both live dealer and computer dealt real money blackjack.

The US is a mess when you start trying to determine which states have legal play. Some states don’t have specific laws, and some specifically say you shouldn’t play.

A few states, like New Jersey, have specific laws on the books that license some casinos to offer online play. If you live in one of the states that have specific laws regulating online casinos all you have to do is log into one of the approved places, make a deposit, and start playing.

Most states don’t have specific laws about playing online blackjack. The media love to say it’s illegal, but the truth is that most states don’t have laws that make it illegal to play.

Many of them have laws that make it illegal to offer real money play, but don’t have anything to do with the players.

We’ve played at dozens of online casinos over the years and have never had an issue.

Some online casinos restrict US players, but many others accept their play. Look for recommendations on this site for the best casinos for United States players or check the individual casino sites to see if they accept your play.

The main issue with playing from the US is getting your money into and out of the casinos. We cover more about this in the next section.

Most players in the US simply play wherever they can and don’t worry about the gray areas of the law. They feel that everyone else is doing it, so it must be okay for them to do it too. This seems to be working so far, but if you have any questions or concerns you should speak to an attorney who knows about the gambling laws in your state.

In comparison to the availability of online blackjack play for players in the rest of the world, US players have more options than residents of some countries and fewer options than residents of other countries.

One thing that many countries have that the US doesn’t currently have is specific laws that are clear and easy to understand. For example, the UK has specific laws in place that clearly state that online gambling is legal with companies that follow specific rules.

Players and operators know exactly what they need to do to offer legal casino games and the players know exactly where they can legally play. This helps the gambling industry a great deal as it makes everything clear and it also gives the players a level of protection from a rogue operator.

If a licensed online casinos starts stealing from players the laws have policies in place to help protect the players.

In the US if an online casinos starts stealing from players usually the players have no legal protection.

Of course all of this only applies if you plan to play for real money. If you only play free blackjack you can play at almost any online casino.

Real Money Casino: Deposits and Withdrawals

In order to play blackjack for real money you need to be able to move money into and out of the online casinos. This can be very easy or quite difficult depending on where you live and the current banking laws in your country.

Here are two examples that illustrate how easy or hard it can be to move money around to gamble online.

Example 1: If you live in the UK and want to make a deposit to play blackjack, all you have to do is sign up for an account at a licensed online casino and visit the cashier area. You can use a popular online wallet account that is attached right to your bank account like Neteller or Skrill, use a credit card, or use a bank draft or wire to fund your account.

All of this is easy and as long as you protect your information it’s also secure.

Example 2: If you live in the US in one of the states that don’t have specific laws your best bet is to use a credit card, but they only work part of the time. You may be able to use a bank wire, but if your bank finds out you’re funding a gambling transaction they’ll probably stop the transfer.

When you get your credit card statement the odds are it’ll show a company you’ve never heard of instead of the name of the online casino.

The banking industry is scared of the gambling industry in the US and the federal government has done things in the past to keep them scared. This makes it challenging to move money around for US players.

We usually contact the support department to find out the best ways to get my money in and out of the casino. Over the years We’ve almost always been able to make deposits and withdrawals, but sometimes we have to try two or three different options to find the one that is working best at the time. Neteller is one of our favorite options when it’s available.

The most important thing is to deal with trusted online casinos. You can find safe ones listed on this site, including Rich Casino, Bet Online, and Guts Casino.

Another thing you should consider before making a deposit is how you’re going to make a withdrawal. Most players can find a way to get a deposit made, but sometimes the same method you use for a deposit can’t be used for making a withdrawal.

Look at the withdrawal options in the cashier before you make a deposit. If you don’t see any that look like they’ll work ask the support department how other players in your area are getting cash out.

If they issue checks, ask if they’re drawn on a bank located in your country or somewhere else. If the checks are issued from a bank in another country it may delay your ability to get your money when you try to cash them.

Though we’ve only had to wait more than a couple weeks once, the one time we did it was over three months.

Currency and Conversions

Most of the times you make a deposit to play real money live dealer blackjack you don’t have to worry about currencies and conversions. You make a deposit and play in your normal currency.

Common currencies used by online casinos include Euros, Pounds, and US Dollars.

If you make a deposit using a currency that isn’t used for play at the online casino it’s usually converted to one of the currencies they use. This is a simple process, and the casino takes care of it, but it can cost you a little when they convert it.

Another area that creates an issue is the use of crypto currencies like Bitcoin. A few casinos offer wagers in Bitcoin, but most that accept it convert it to a different currency before you start playing.

The danger of depositing and withdrawing in Bitcoin is the currency can fluctuate while you have it in the casino. Of course it can fluctuate in your currency account as well, but it’s something to be aware of if you plan to use crypto currency to play online blackjack.


One of the best things about playing real money blackjack online is you have the chance to get bonus offers.

Bonus offers are usually in the form of matching funds when you make a first time deposit or a re-load deposit. Common bonuses offer a percentage of your deposit up to a set amount.

Here’s an example:

You get a 100% bonus up to $400. So if you deposit $400 you get another $400 to play with or if you deposit $250 you get $250 extra to play with.

CAUTION: Not all real money bonuses can be used to play blackjack. Some of them are only available for slots and keno play. Always read the terms and conditions before you make a deposit to make sure you can use the bonus for live dealer blackjack play.

21 Dukes Casino specifically lists blackjack as a table game that can be played in their bonus rules section. This may change in the future so read their terms before playing.

You also need to understand how blackjack bonuses work.

You’ll find two different types of deposit bonuses. One kind lets you cash out any of the bonus you have left after lmeeting the play through requirements and the other kind deducts the bonus amount before you can process a cash out request.

The most common type is the one that gets deducted before a withdrawal and many players call this type of bonus a sticky bonus.

All casino bonuses have specific requirements you must meet before you can make a withdrawal request. Most of these are play through requirements. You usually have to play or wager the amount of your bonus and deposit a set number of times before you can request a cash out.

Live Dealer Real Money Play

Of course this site covers all kinds of live dealer blackjack play, but we wanteto touch on real money play in particular here.

Unless you’re a card counter, hole card player, or shuffle tracker, live dealer online blackjack is the same as playing for real money at your local casino. For the most part, this is great news–you can play at home or on your favorite mobile device.

But it also carries the same dangers. It’s not our business to tell you how to live your life, but make sure you only play with money you can afford to lose, know when to quit playing, and focus on playing blackjack for entertainment instead of planning to win. You’ll probably have plenty of winning sessions, but in the long run the odds are you’ll lose.

Card Counting in Real Money Games

Most of the people who read this page aren’t card counters and never will be. If this describes you, feel free to skip this section. But if you’ve ever counted cards or considered doing it you need to read the rest of this section.

Before you start getting excited we want to make one thing clear.

You can’t use card counting to beat the online casinos.

Even the live dealer online casinos have methods in place to keep card counters from making a profit at their tables. The most common method is by shuffling the shoe at around the 50% penetration mark. This is such a low level of shoe penetration that it reduces the effectiveness of card counting to a level that it isn’t worth trying.

However, live dealer blackjack play is one of the best training grounds for prospective card counters that we’ve seen.

The rate of play and dealer mechanics are almost impossible to replicate, but playing online at a live dealer blackjack table is the perfect training tool before you visit a land based casino and try to count cards.

Of course the house will still have an edge and most places won’t let you play for free, so you need to play at the lowest limit possible.

But this is a small price to pay for such a great training tool.

We recommend playing at two or more different software options to get a feel for different dealers and different situations. When you play at a land based casino you’ll need to be able to deal with a wide range of issues and the more different things you prepare for the better your chances of making the best plays.

One thing you should avoid while playing online is moving your bets up and down. Because you can’t get an advantage, simply bet the smallest amount possible while you’re training.


Real money live dealer blackjack play is one of the best things the Internet has to offer for gamblers. You can play the same great games with real dealers without the hassle and expense of finding your way to a land based casino.

You can even find a few online casinos that give you free money to make your blackjack bankroll bigger.

We covered most of the important points about real money play, but if you can’t find what you need on this page take a few minutes to check out some of the other pages on the site. The odds are that your question is probably answered on one of them if it’s not included here.

Real Money Blackjack Updates

13th June 2016 – Having covered live dealer casino games for the last 6 years on this site we have finally reached the point where we are seeing new online casinos opening up that focus only on live dealer games. We have no idea why it too so long for someone to create a casino like this since table game players clearly prefer playing against live dealers instead of the boring old random number generated games.

Having said all that it’s our pleasure to introduce you to the website which just opened up for business last month. At PremierLive you can currently get a 200% bonus on your first deposit up to €100. Unfortunately this live dealer casino is not able to accept players from the US but players from most other countries will be able to try them out.

We are currently trying them out ourselves and will be posting a full review with our honest opinions in the coming week.

7th April 2016 – We have recently gone through the process of adding a couple of new online blackjack sites to our list of recommended casinos after having gone through our usual due diligence which includes trying out the casinos with real money and make sure they pay out winnings within an acceptable time frame.

One of the new casinos we have listed is Casino Cruise which we have just made a special deal with which enables us to offer players who sign up through our site a free £5 bonus which can be used at their live dealer blackjack tables. At this point this offer is only open to players from the UK but we are working on opening this up for more countries as we go along.

Finding a no deposit bonus that can be used at live dealer blackjack games is not very common so we suggest you take this opportunity to try out Casino Cruise without risking any of your own money.

18th December 2015 – The Blacknote Entertainment Group that is running live casinos for the US market such as 21 Dukes and RichCasino have just launched live dealer games across all their brands. This includes the following sites; CasinoMoons, WinWard Casino, Thebes Casino, 7Spins Casino and 7Reels Casino. This is great news for US based players as they now have a lot more options to choose from when it comes to live dealer blackjack games.

We have been pushing for other US facing brands to add these types of games as well and we know a few of the really big players in the market are taking a serious look at the options out there so hopefully we’ll be able to announce a couple of new live dealer casinos for US players early next year.

4th September 2015 –  Yet another live casino site has been added, this is 21Dukes Casino which is providing some really good live dealer blackjack games. This online casino is run by the same company as RichCasino and it is similar in style and game selection (read more below). Among the live games you will also find Baccarat and Roulette.

17th June 2015 –  We finally got around to trying out the live dealer games at RichCasino and were pleased to see that they are using TopGame as their software provider for these games. In our opinion TopGame is the number one software provider for US facing live dealer casinos so as far as the games are concerned we couldn’t have hoped for more.

New players signing up through will be getting a $50 no deposit bonus to try out their games without any risk and after that they have a wide range of deposit options for US players.

When it comes to withdrawals the guys at RichCasino aren’t exactly the fastest paying in the industry and you can expect to have to wait between 21 – 28 days for a check to arrive. We would also like to point out that new players are only allowed to withdraw $500 a week which is particularly bad should you run up a bankroll that’s in the 5 figures.

At the end of the day RichCasino is still a great option for low to medium sized players as they do actually pay you when you win, even if it does take a while to get your funds.

25th May 2015 – Things are still moving pretty slow when it comes to adopting live dealer games in the US market but recently we were pleased to find out that are now offering live dealer blackjack games for US players.

Since we just found out about this casino we haven’t had the opportunity to try them out ourselves yet and verify that deposits and payments are working flawlessly so at this point we would advice you to proceed with caution until we can personally vouch for them.

12th November 2014 – This is the first update to this article in almost a year and the reason for this is that not much has happened in the US live dealer blackjack space during this time, until now. According to there is a new live dealer casino for US players called Grand Macao Casino. This is an online casino that is mainly focusing on providing online slots from Topgame but they also have some solid live dealer blackjack games. From the information that we have managed to gather about this live dealer casino it seems they are safe and reliable and they don’t charge for deposits and withdrawals.

27th November 2013 – It’s been long since the latest update and there has been some developments, even though it does not include the US market much unfortunately. 5Dimes is the best alternative for US players still, now they offer two different live casino platforms (Vegas and HD version) and we recommend trying them both to see what suits you best.

As for other casinos, there has lately been many sites adding mobile version of live casino which is great news! We recommend checking out the William Hill casino to play on your computer or mobile/iPad.

25th September 2012 – are now able to allow US players again, and as you all know, they have good real money live blackjack games. However, for the moment it seems there are some issues with the live dealer supplier from time to time. A statement to says they are working on it and should hopefully be ok soon. Keep checking this page for further updates.

17th July 2011 – It seems the situation at Grand Duke was resolved and the player will end up getting paid after sending his documents to them. Don’t be fooled by this gesture of “good will” because in our opinion it’s nothing but a poor attempt to try and save face. Grand Duke is still rouge in our opinion and we would not recommend playing casino games for real money there. There are so many other safe and fair options out there that it’s just not worth risking your hard earned cash with a rouge operator.

Currently it’s only 5Dimes who is offering live blackjack games that are available for USA players but I am keeping my eyes open for new alternatives so make sure to check back here for more updates.

4th July 2011 – We have just been made aware that the Grand Duke Casino have been “rouged” over at the casino player advocate website after having refused to pay a real money blackjack player his £7200 winnings at their blackjack tables. Grand Duke claims that the player had been using a system to cheat while playing blackjack and is therefore not able to withdraw his winnings. As far as we know there is no system to constantly win at random number generated blackjack games so we advice all our visitors to stay away from the Grand Duke Casino as they can not be trusted.

22nd June 2011 – Since so many US friendly online casinos that were offering live blackjack have been closing their doors lately we thought we would inform you that we have now updated this page to reflect the one live dealer casino that is still taking real money players from the USA. We have added to the list of recommended places to play live online blackjack for money. As far as we know they are very easy to deal with when it comes to making deposits and withdrawals which is the single most important thing when it comes to US facing live casinos.

17th June 2011 – The online casino over at have recently got a 3D version of some of their most popular games including their online blackjack games. Even though these are still random generated games and not live dealer games it still adds a lot of value to the overall experience compared to a regular online blackjack game without 3D and without real dealers. At the moment new players are being offered a free £8 bonus without any deposit needed so make sure to try it out while this offer is still available.

29th May 2011 – The US casino market, or actually the entire gambling market in general is taking a pretty big beating. This week we got to know that all Vegas Technology powered casinos would be shutting down completely at the end of this month. This means that GoCasino and OnlineVegas are now out of business and are no longer accepting real money players from any country. Our number 1 pick for playing online blackjack for real money from the US is the OddsMaker Casino and they are still accepting US players as usual and they are pretty decent at processing both deposits and withdrawals.

12th May 2011 – Our contact over at the US friendly real money gambling site SportsInteraction contacted us today with some bad news. They will no longer accept US real money players and this is going to go into effect in the coming days. This is a real shame for US based casino players as these guys were planning to launch live dealer games during the year which would have instantly made them our favorite live online blackjack site for US players. We have updated our top list of real money blackjack sites to reflect these changes and as you can see there are still some US friendly options out there.

9th May 2011 – On the 15th of April the US Department of Justice cracked down on the four largest online poker rooms which made USA players unable to play any real money games at PokerStars, Full Tilt Poker, Absolute Poker and Since Absolute Poker and offered both online blackjack for real money and online blackjack tournaments we thought we would make this update to let US blackjack players know that there are still are other good alternatives to these two sites when it comes to playing real money blackjack. The US friendly blackjack sites listed on this page are still accepting real money deposits from US players and they are completely legal in most states.

We will continue to update this page with information about the best real money casinos for blackjack players residing in the US so make sure to bookmark this page and return to check for recent developments.

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