Online BlackJack Real Money Casino & Blackjack Online For Money Guide and Bonuses

The Internet changed all that by making it possible to play BlackJack online for money and others online casino games for real money from your favourite chair or desk at home. You can even play for cash on most cell phones and other mobile devices.

This page is designed to give you a complete education in the case you want to play online blackjack real money casino. The focus is on live dealer play, but the same concepts are true whether you’re playing with a real dealer or on one of the games that are run by the computer software the casino uses.

Below is our list of the best real money casino, offering both live blackjack and RNG standard blackjack.

Online BlackJack Real Money versus Free Blackjack

What Real Money Looks LikeYou won’t find many differences between the way online blackjack real money and free money blackjack are played online.

As a matter of fact most games look and play exactly the same.

Of course you’re risking real money and have the chance to win actual money at the real money tables, but you also can get a deposit or re-load bonus at some online casinos when you make a deposit. Bonuses and deposits are covered in more depth below.

The main reason we like free blackjack is it gives us the chance to practice the play without leaving the house. We can practice basic strategy and even counting cards. Even though we know we can’t get an advantage counting cards online it doesn’t mean we can’t practice for play at our local casino.

One of the important things to know as someone interested in playing blackjack online for money is that most real dealer tables won’t offer free play. If you want to play for free you’ll have to play at one of the blackjack tables run by the casino software.

The reason most live dealer casinos won’t let you play for free is because of the additional cost associated with providing live dealers. The dealers and support people have to be paid and the equipment and streaming technology have costs associated with them as well.

Any seat being used by a free money player is one less seat that could be used by a real money player. This creates a real loss of income for the casino.

On the other hand it doesn’t cost the casino much to let you play the software run version of the game for free. Online casinos offer free play on the games run by the casino software because they know if you play for free you might decide to make a real money deposit. As it doesn’t cost much to have you play for free, they stand to make a profit in the long run by getting players to try their free games.

The same can’t be said for offering free live dealer games. These cost more so they’d need to convert more players to make it profitable.

Online BlackJack Real Money and United States Players

blackjackUnited States blackjack players have many options to play blackjack  online for real money . One of our favourite places to play is 5 Dimes. They have both live dealer and computer dealt real money blackjack.

The US is a mess when you start trying to determine which states have legal play. Some states don’t have specific laws, and some specifically say you shouldn’t play.

A few states, like New Jersey, have specific laws on the books that license some casinos to offer online play. If you live in one of the states that have specific laws regulating online casinos all you have to do is log into one of the approved places, make a deposit, and start playing.

Most states don’t have specific laws about playing online blackjack. The media love to say it’s illegal, but the truth is that most states don’t have laws that make it illegal to play.

Many of them have laws that make it illegal to offer real money play, but don’t have anything to do with the players.

We’ve played at dozens of online casinos over the years and have never had an issue.

Some online casinos restrict US players, but many others accept their play. Look for recommendations on this site for the best casinos for United States players or check the individual casino sites to see if they accept your play.

The main issue with playing from the US is getting your money into and out of the casinos. We cover more about this in the next section.

Most players in the US simply play wherever they can and don’t worry about the gray areas of the law. They feel that everyone else is doing it, so it must be okay for them to do it too. This seems to be working so far, but if you have any questions or concerns you should speak to an attorney who knows about the gambling laws in your state.

In comparison to the availability of online blackjack play for players in the rest of the world, US players have more options than residents of some countries and fewer options than residents of other countries.

One thing that many countries have that the US doesn’t currently have is specific laws that are clear and easy to understand. For example, the UK has specific laws in place that clearly state that online gambling is legal with companies that follow specific rules.

Players and operators know exactly what they need to do to offer legal casino games and the players know exactly where they can legally play. This helps the gambling industry a great deal as it makes everything clear and it also gives the players a level of protection from a rogue operator.

If a licensed online casinos starts stealing from players the laws have policies in place to help protect the players.

In the US if an online casinos starts stealing from players usually the players have no legal protection.

Of course all of this only applies if you plan to play for real money. If you only play free blackjack you can play at almost any online casino.

Live Dealer Real Money Play

Of course this site covers all kinds of live dealer blackjack play, but we want to touch on real money play in particular here.

Unless you’re a card counter, hole card player, or shuffle tracker, live dealer online blackjack is the same as playing for real money at your local casino. For the most part, this is great news–you can play at home or on your favorite mobile device.

But it also carries the same dangers. It’s not our business to tell you how to live your life, but make sure you only play with money you can afford to lose, know when to quit playing, and focus on playing blackjack for entertainment instead of planning to win. You’ll probably have plenty of winning sessions, but in the long run the odds are you’ll lose.

Watch this clip to avoid basic mistakes when playing for real money

Best Blackjack Online for Money Games: Variations and Rules

Live Blackjack Being Played for Real MoneyAs in land based casinos around the world, you can find a wide variety of game variations and rules at online casinos. Some online casinos even have different blackjack games with different rules under the same brand.

Every rule is either good for the player or good for the casino.

One of the best things you can do to improve your chances to win is find games that offer the best rules for the player.

Here’s an overview of the common rules variations and which way they’re best for the player. Find games that offer as many of the favorable rules as possible, and you’ll win more often and be able to play longer on the same bankroll.

  • Dealer hits soft 17 – It’s better for the player if the dealer stands on a soft 17.
  • Can double on any two cards – This is better for the player than the games that limit your ability to double to specific totals.
  • Splitting pairs – The more times you can split the better for the player.
  • Double after split – If you can double after splitting it’s better for the player.
  • Surrender – If the game has surrender it’s better for the player. If it offers early surrender it’s better yet.
  • Numbers of decks – The fewer number of decks the better for the player.
  • Blackjack pays 3 to 2 – Never play on a table that offers less than 3 to 2 pay outs on a blackjack.

Basic strategy is the other big thing you can use to improve your odds at the real money blackjack tables. Always use the best basic strategy and you can lower the house edge by 2 or 3% from your normal play, depending on how poor your decision making has been in the past.

Every situation at the blackjack table has a single best option. This option either wins you the most money in the long run or loses you the least amount of money in the long run.

Anything can happen in the short term, but by using basic strategy you’re giving yourself the best chance to win over time.

Here’s an example:

When you have a pair of 8’s you always split them. In the long run you win more often by splitting than keeping them as a total of 16.

Here’s another example:

When you have a total of 15 against a dealer ace you always hit. In the long run you’ll lose money whether you hit or stand, but you lose less money by hitting than standing.

One version of live online blackjack stands out from the rest. It’s called Early Payout Blackjack, and it can only be found at a couple of live blackjack sites:

In a game with Early Payout, you don’t have to do anything but bet. The dealer plays your hand for you by following the rules of basic blackjack strategy. This gives you the best chance to win. If you don’t like the dealer’s moves, you can accept an early payout and walk away from the hand. This early payout can be worth less, or even more, than what you originally bet–it depends on what the cards look like. Sometimes the early payout is a smart move; sometimes not.

Real Money Casino: Deposits and Withdrawals

casino gamesIn order to play blackjack for real money you need to be able to move money into and out of the online casinos. This can be very easy or quite difficult depending on where you live and the current banking laws in your country.

Here are two examples that illustrate how easy or hard it can be to move money around to gamble online.

Example 1: If you live in the UK and want to make a deposit to play blackjack, all you have to do is sign up for an account at a licensed online casino and visit the cashier area. You can use a popular online wallet account that is attached right to your bank account like Neteller or Skrill, use a credit card, or use a bank draft or wire to fund your account.

All of this is easy and as long as you protect your information it’s also secure.

Example 2: If you live in the US in one of the states that don’t have specific laws your best bet is to use a credit card, but they only work part of the time. You may be able to use a bank wire, but if your bank finds out you’re funding a gambling transaction they’ll probably stop the transfer.

When you get your credit card statement the odds are it’ll show a company you’ve never heard of instead of the name of the online casino.

The banking industry is scared of the gambling industry in the US and the federal government has done things in the past to keep them scared. This makes it challenging to move money around for US players.

We usually contact the support department to find out the best ways to get my money in and out of the casino. Over the years We’ve almost always been able to make deposits and withdrawals, but sometimes we have to try two or three different options to find the one that is working best at the time. Neteller is one of our favorite options when it’s available.

The most important thing is to deal with trusted online casinos. You can find safe ones listed on this site, including Rich Casino, Bet Online, and Guts Casino.

Another thing you should consider before making a deposit is how you’re going to make a withdrawal. Most players can find a way to get a deposit made, but sometimes the same method you use for a deposit can’t be used for making a withdrawal.

Look at the withdrawal options in the cashier before you make a deposit. If you don’t see any that look like they’ll work ask the support department how other players in your area are getting cash out.

If they issue checks, ask if they’re drawn on a bank located in your country or somewhere else. If the checks are issued from a bank in another country it may delay your ability to get your money when you try to cash them.

Though we’ve only had to wait more than a couple weeks once, the one time we did it was over three months.

Currency and Conversions

casino paymentsMost of the times you make a deposit to play real money live dealer blackjack you don’t have to worry about currencies and conversions. You make a deposit and play in your normal currency.

Common currencies used by online casinos include Euros, Pounds, and US Dollars.

If you make a deposit using a currency that isn’t used for play at the online casino it’s usually converted to one of the currencies they use. This is a simple process, and the casino takes care of it, but it can cost you a little when they convert it.

Another area that creates an issue is the use of crypto currencies like Bitcoin. A few casinos offer wagers in Bitcoin, but most that accept it convert it to a different currency before you start playing.

The danger of depositing and withdrawing in Bitcoin is the currency can fluctuate while you have it in the casino. Of course it can fluctuate in your currency account as well, but it’s something to be aware of if you plan to use crypto currency to play online blackjack.


One of the best things about playing real money blackjack online is you have the chance to get bonus offers.

Bonus offers are usually in the form of matching funds when you make a first time deposit or a re-load deposit. Common bonuses offer a percentage of your deposit up to a set amount.

Here’s an example:

You get a 100% bonus up to $400. So if you deposit $400 you get another $400 to play with or if you deposit $250 you get $250 extra to play with.

CAUTION: Not all real money bonuses can be used to play blackjack. Some of them are only available for slots and keno play. Always read the terms and conditions before you make a deposit to make sure you can use the bonus for live dealer blackjack play.

21 Dukes Casino specifically lists blackjack as a table game that can be played in their bonus rules section. This may change in the future so read their terms before playing.

You also need to understand how blackjack bonuses work.

You’ll find two different types of deposit bonuses. One kind lets you cash out any of the bonus you have left after lmeeting the play through requirements and the other kind deducts the bonus amount before you can process a cash out request.

The most common type is the one that gets deducted before a withdrawal and many players call this type of bonus a sticky bonus.

All casino bonuses have specific requirements you must meet before you can make a withdrawal request. Most of these are play through requirements. You usually have to play or wager the amount of your bonus and deposit a set number of times before you can request a cash out.

Card Counting in Real Money Games

casino cardsMost of the people who read this page aren’t card counters and never will be. If this describes you, feel free to skip this section. But if you’ve ever counted cards or considered doing it you need to read the rest of this section.

Before you start getting excited we want to make one thing clear.

You can’t use card counting to beat the online casinos.

Even the live dealer online casinos have methods in place to keep card counters from making a profit at their tables. The most common method is by shuffling the shoe at around the 50% penetration mark. This is such a low level of shoe penetration that it reduces the effectiveness of card counting to a level that it isn’t worth trying.

However, live dealer blackjack play is one of the best training grounds for prospective card counters that we’ve seen.

The rate of play and dealer mechanics are almost impossible to replicate, but playing online at a live dealer blackjack table is the perfect training tool before you visit a land based casino and try to count cards.

Of course the house will still have an edge and most places won’t let you play for free, so you need to play at the lowest limit possible.

But this is a small price to pay for such a great training tool.

We recommend playing at two or more different software options to get a feel for different dealers and different situations. When you play at a land based casino you’ll need to be able to deal with a wide range of issues and the more different things you prepare for the better your chances of making the best plays.

One thing you should avoid while playing online is moving your bets up and down. Because you can’t get an advantage, simply bet the smallest amount possible while you’re training.

What to Look For in a Live Dealer Blackjack Site

We think selecting the best live blackjack site is much simpler than people think. You’re really just looking for sites with:

  • a solid reputation.
    This is easy to research. You should already be a member of at least one forum where online gamblers discuss things like rogue sites and new bonus offers. That means you should already be familiar with sites you should stay away from. If that’s not enough, you can look up reviews on reputable sites (like ours, for example) or ask other people you know who play online blackjack.
  • payment methods you can use.
    The payment methods you have access to mainly have to do with where in the world you live. Americans won’t have nearly as much liberty in terms of choosing a payment method as players form Europe, Asia, and other gambling markets. It doesn’t make sense to spend hours hunting down a top live dealer blackjack website if you find you can’t make a deposit or secure a withdrawal using a payment method available to you.
  • games you like.
    If you’re a blackjack fan, look for sites that offer multiple variants, not just one basic blackjack game. So much blackjack variety already exists, with more games on the way, that you’d be foolish to play at a live dealer site with just one variant in the library.
  • special bonuses and promotions for live blackjack players.
    You won’t always find this, but more and more, gamblers from all over the world earn access to special promotional offers in exchange for signing up as a live blackjack player. The best blackjack websites provide special table game-specific (or even blackjack-specific) promotions, so even if you can’t find a live dealer-only bonus, you may be able to access something special in exchange for you blackjack loyalty.

Best Online Blackjack Reviews

Below are brief reviews of five sites we think are among the best online blackjack sites offering live dealer games in the world:

1. Rich Casino   Rich Casino

Established in 2008, Rich Casino operates on Visionary iGaming’s popular live dealer platform. Rich Casino is open to US players. The site offers live dealer versions of blackjack, baccarat, and roulette. The cashier department at Rich promises withdrawals in 2-5 days, after a pending period of up to 98 hours.  The site holds a gaming license from Costa Rica.

5 Dimes2. 5Dimes

Established in 1996, 5Dimes is a household name in the online gaming industry. American players are welcome at all of 5Dimes’ live dealer and static games. 5Dimes’ live dealer games are provided by Global Gaming Labs. The site hosts two different types of live dealer games – one in standard quality and one in High Definition. 5Dimes is headquartered in and licensed by Costa Rica. 5Dimes’ cashier department promises one-day withdrawal times, after a pending period of up to 48 hours. The site offers live dealer versions of blackjack, baccarat, and roulette only.

codeta3. Codeta 

Codeta has been around since 2016. Being a fairly new casino it has already managed to establish itself as a reliable brand with many exciting gaming options. The blackjack section offers a wide variety of games to choose from. What’s more, Codeta provides its players with handy guides to up their game. With only the best software providers on board, games are ensured to bring you a great gameplay.

21 Dukes Blackjack4. 21Duke 

Because 21Dukes and Rich Casino are operated by the same company, you might be a little surprised at how similar the two sites are. They’re both built on Visionary iGaming platforms, and even their user interfaces are the same. You can even transfer funds between accounts at the two sites without paying fees, though other restrictions are in place, and you can’t just shoot funds back and forth to your heart’s content. You’ll find all the same games at 21Dukes as you’ll find at Rich Casino, with all the same options in terms of finances, games, and currency.

RedStag5. Red Stag 

Determination, beauty, pride and glory are the qualities strongly supported by Red Stag Casino. This casino is a place which lets you sit back and relax after a day of putting in work. A variety of games is waiting for you at Red Stag, with multiple options for blackjack included. In addition, the welcome bonus at Red Stag Casino is really a noteworthy one.

Best Live Dealer Blackjack Software

We’ve identified three producers of live dealer blackjack software that deserve specific mention. Below you’ll find brief reviews of each of our three favorite top blackjack game designers.

1. Visionary iGamingvisonary gaming blackjack
Visionary iGaming (known in the industry as ViG) offers four live dealer games at dozens of casinos around the world. ViG hosts live dealer versions of roulette, baccarat, blackjack, and casino-style poker. ViG’s live dealer games are known for being highly-customizable, using simple slider features to alter things like light, sound, and game speed. ViG doesn’t just design game software – they host client support, turnkey casino solutions, and consulting for all aspects of the online gambling business.


ggl blackjack2. Global Gaming Labs
Global Gaming Labs have been operating in the US market for longer than any other top blackjack live dealer designer. The best-known names that run GGL’s games are BetOnline Casino and 5Dimes Casino. We put GGL on this list because their blackjack games offer the most player-friendly rules in the live dealer industry. Players can double after splitting, double on any two cards, and the dealer has to stand on a soft 17, all of which favor the player over the house. GGL’s player-favorable rules give the casino an edge of just 0.41%, which you can push even lower if you play with basic strategy.

3. Ezugi ezugi

Ezugi make this list for their interesting game variety and high-quality games and interface. Ezugi doesn’t just offer the traditional three games – roulette, blackjack, and baccarat. Their live dealer library includes lottery-style drawings and keno games as well, which makes them unique in the North American market, and one of the few to provide these games in Europe, Asia, and other gaming markets. Players rave about the Picture-in-Picture option, which allows gamblers to play other games while they have a round or two of live dealer blackjack action.


How can I play blackjack online for real money in the USA ?

Fortunately, US players today have a larger choice available to them when it comes to online casinos. While before, most operators solely catered to European markets, nowadays those operating in US markets are numerous. They also include live dealer casinos that offer games like live  blackjack, among others.

Are there any real money blackjack mobile apps?

Of course! Nowadays, online casinos have realised that in order to tap into larger markets, they must offer seamless mobile casino platforms that enable players to get their gaming thrills while on the go too. There are several great blackjack mobile casino apps that will allow you to play a great game of blackjack from your smartphone or tablet, wherever you are.

ConclusionReal Money Blackjack Ought to Result in these Kinds of Winnings

If you live in North America, you may have noticed that you have new options for playing live dealer games. Though the long shadow of UIGEA still hangs over the US and Canadian betting markets, sites are discovering new ways to offer their top blackjack games to online players, regardless of where in the world they live. The addition of new currencies and payment methods as well as the creation of new live dealer software that’s licensed properly for the North American market means that more Americans than ever have access to the world’s best live dealer blackjack titles.
In the past, online blackjack real money meant you had to travel to your nearest casino or take a trip to Las Vegas, Reno, Atlantic City or another popular gambling spot around the world.