Live Online Blackjack With Early Payout
Casinos have tinkered with the basic format of blackjack on a number of occasions, but these changes have never been as successful as the introduction of early payout. Early payout was introduced by the geniuses behind Celtic Casino and can now be found at many casinos, but they realized that live casino games could service more than one player per seat.
At first, this sounds like some kind of scheme to squeeze every penny possible out of their blackjack tables, but they managed to put the players’ interests first. Like the name suggests, live blackjack with early payout gives you a chance to get paid without seeing your hand to completion. Here is how it works.
Casinos with Live Blackjack Early Payout
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The game starts like normal with the dealers giving two cards to each seat, and then two to themselves. The difference, though, is that each seat can host multiple players. To account for the fact that not everyone will agree with how to play any given hand, the casino takes the reigns.
You are offered to play according to basic strategy, which is known to be the most viable way, unless You are a math wizard and can track the deck and count cards.
Initially the game was created so that everything would be out of your control: hitting, standing, splitting, doubling down, everything. Everyone was playing basic strategy and playing it right from a statistics point of view. Some players didn’t like this, so a new interface was recently introduced at Celtic Casino. Players are now offered to choose between sound basic strategy and a play of their own choice.
Basic strategy decision will be coloured in green, thus inviting You to make the call while other decisions will be coloured in silver. You are always free to to whatever You want and other players can never affect the outcome of Your play directly.
There really isn’t a rational reason to go off the suggested course of utilizing basic strategy, but we do see many players often following their gut feeling. The latest addition suits all players and You are not forced into doing anything, which should be a positive thing for sure.
Taking The Early Payout
The size of your early payout depends on a lot of things. For example, how much money have you already wagered on your hand? What cards do you have and what is the dealer’s card that you can see? If the hand is too close to call, or if you have a clear disadvantage, the early payout will be smaller than your original wager.
The casino expects to win, so there is no way that they are going to take a loss by paying you to take the easy out. But if you are in a strong position, the early payout can actually be worth more than your starting bet. The decision is always up to you and you will have to weigh the risk vs. reward for each situation. We can think of a couple of scenarios where players might be interested in taking the early payout.
The first thing coming to mind is a situation where You made a wager that is causing some discomfort due to stakes involved being a bit too high. Don’t worry, we have all been there. The dealer might also have a high card, such as an 8, 9 or even a ten. You have 18 – 20 and would rather lock up a sizable win than risk having losing a significant portion of Your bankroll.
Is Early Payout Blackjack a Good Thing?
Some players believe that early payout takes the fun out of live online blackjack since they no longer have to make the basic decisions of the game. So does early payout ruin blackjack? Maybe, but then you could say that using optimum strategy in general takes the guesswork out of things. In reality, early payout blackjack is probably good for everyone involved.
It works out for casinos because they can take care of lots of players at a single table, all at the same time. Early payout takes care of the biggest logistical problem facing casinos that offer live blackjack, which is the fact that they are basically opening a real casino to an infinite number of players. Taking care of everyone can quickly become unmanageable.
At the same time, early payout blackjack should be great for players. Since the house is ensuring that your hand is played according to perfect blackjack strategy, the house edge is totally minimized without any effort on your part. Also, if things are not quite going your way, you at least have the option of taking an easy out without losing everything.
Playing On Mobile
The early payout game variation is available for mobile play at Celtic Casino. Users of iPad devices can sign up and access the game lobby. Currently there’s no support for any other devices, but we are confident that this will also be available soon.
Top Casinos To Play
For players outside the US we recommend Celtic Casino. They are powered by Visionary iGaming software and also offer a handful of slot machines and RNG table games. Players get an initial deposit bonus of 100% up to $100 and a second deposit bonus with a smaller 25% match, but up to $1,000 in value.
On top of that there also are weekly cash-back promotions and live dealer tournaments for You to participate in. They have been around for a while and as players ourselves, we have only positive things to say about the customer service side of their business.
US Friendly Casinos Offering It
The situation with live dealer casinos in the US is fairly sad. You only have a few legitimate brands to choose from, such as Rich Casino and Bet Online. Neither of these two have Blackjack with early payout though.
Our recommendation for US players interested in playing this game would be to join 5Dimes Casino. They have been around since early days of online gambling and offer various ways to gamble for players worldwide. Although the design of their website looks a bit rusty, be assured that services offered are to highest standards.
Early Payout vs. Regular Game Types
Everyone is in a different spot, so You’ll have to make a choice on Your own, but there’s merit for both, avoiding early payout Blackjack and choosing to play it. What we don’t really like is the low stream and playing interface quality.
Compared to some of the top providers like Evolution Gaming and Net Entertainment, VIG’s offerings are a few years behind. You can learn more about different providers in our live blackjack comparison article.
Having that said, it’s the only provider to serve US players and offer this game variation. When compared to Vivo Gaming, which is also in the business of taking USA residents, Visionary iGaming suddenly looks a lot better.